Car accidents happen every day. In most cases, they end with minor damage to cars and a slight fright for drivers and passengers. However, many people in cars are not so fortunate. They are hit with serious health issues and enormous financial responsibilities that they had no way of preparing for and, in many cases, were not responsible for causing. Innocent victims of car accidents may have legal rights to obtain significant compensation from the individuals or companies whose activities caused the incident. A car accident lawyer in NYC explains how victims can get the most money for their injuries. Nearly everyone agrees that whoever is at fault in a car accident that leads to injuries to others should be held financially responsible for those damages.
Does minimum personal injury protection cover my costs?
No-fault insurance, often known as personal injury protection or PIP coverage, pays for medical care regardless of who is at fault in an accident. However, in this day of ever-increasing healthcare costs, the mandatory PIP coverage of $10,000 won’t go nearly far enough.
Any injury that is more serious than a simple vehicle accident can certainly cost more than $10,000 in medical bills and lost work time. When PIP benefits expire, car accident victims can seek compensation from other insurance plans, such as health insurance and long-term disability insurance. However, not everyone has these policies, and even if they do, they may not pay for everything a car accident victim needs after the accident.
What are the basic injuries for a lawsuit?
An injured car accident victim whose out-of-pocket expenses due to their injuries surpass the policy’s PIP limit may sue the at-fault driver for additional compensation. The law specifies the following injuries as basis for a lawsuit against the party at fault in an accident: loss of a major physiological ability that cannot be recovered.
- Other than scars or disfigurement, permanent harm within a fair degree of medical likelihood
- Scarring or deformity that is significant and lasting.
- Accidents leading to wrongful death
Most of the time, you will need the help of a skilled, experienced car accident lawyer in NYC to get the most money from the person who caused your injury.
How do victims of automobile accidents hold others financially accountable?
It’s one thing to know that, under the law, a car accident victim can seek compensation for significant injuries from whoever caused the accident. It’s one thing to take the appropriate steps to obtain the most money possible. Hiring an expert car accident attorney is usually the safest and smartest method to collect maximum compensation for a car accident injury. The lawyer takes a number of actions in order to achieve maximum compensation for the client.
A Thorough Investigation
A person hurt in a car accident can’t get the most money for their injuries if they don’t know how the accident happened, who was at fault, and how much money they need to cover all of their injuries. Finding this out requires the work of an expert investigator, such as a car accident lawyer in NYC with relevant experience.
Injured people in accidents rarely have a complete picture of what led up to the collision that caused their harm. Even if they recall anything about the crash, all they really know is that someone was acting recklessly and that this contributed to the incident. However, professional vehicle accident attorneys understand that accidents usually originate from a combination of factors, not just one. Accidents often happen because of a chain of things, only some of which are clear at first. A lawyer’s job is to trace back the events leading up to an accident and determine who, if anyone, has legal responsibility for it.
How are the negotiations going?
A car accident lawyer builds leverage for holding legally responsible parties accountable by conducting a comprehensive investigation. The next step is to send a bill to the responsible parties. The parties at fault typically retain separate legal counsel and engage in discussions over whether and how much financial compensation should be paid to the victim of an accident. While these sorts of negotiations are commonplace for car accident lawyers in NYC, there is nothing routine about them. They often look like a complicated boxing match, with each side throwing and taking punches while looking for the other’s weak spots. Of course, the goal for the vehicle accident victim’s lawyer is to score a knockout punch that convinces the opposing side to pay the maximum money possible. Accident victims frequently believe they can manage these types of situations on their own.
That is almost always a terrible mistake.
Negotiating car accident settlements may appear to be a simple back-and-forth over a sum of money, but it actually necessitates a complex understanding of how the law works in favor of one party or the other.
Never deal with companies on your own
The insurance company for the party at fault may attempt to avoid having to negotiate with the victim’s attorney by making a quick settlement offer to the victim directly. There are a variety of reasons why victims might accept compensation. However, that is usually not a good idea. Insurance companies only talk to people who have been in car accidents directly if they think it will give them a better chance of not having to pay out the full amount of compensation they are supposed to.
Simply put, the goal of insurance companies is to make money at the expense of people who get hurt in car accidents. Having a professional car accident lawyer in NYC on your side can help avoid that from happening.
In fact, the vast majority of auto accident cases are settled out of court through the negotiation process just explained. The best way to maximize compensation in a car accident case is to demonstrate to the opposing party that you and your attorney are prepared to face trial. Our goal is to make lawyers more at ease and confident in directing their clients to appropriate medical care. Our goal is to simplify the process for all parties by providing first-rate customer service and a unique online platform. Contact us right away at 1-800-HURT-511 to explore your legal options and receive a free case evaluation from one of our NYC car accident attorneys. Remember that we work on a contingency basis, which means you pay nothing unless we win your case.
Trusted Reviews
