Types of Workers’ Compensation

Being injured on the job can be a difficult experience, especially when you are not sure where to turn for compensation. When it comes to workplace injuries, most employees in the state of New York are covered by workers’ compensation, which is a no-fault insurance system that provides medical and wage supplementation benefits for injured workers. As a no-fault system, workers’ compensation typically bars workers from suing their employer.

Workers’ compensation may prevent most employees from filing a lawsuit against their employer for negligence, but it does allow them to file claims for benefits regardless of who is at fault for their injuries. When a work accident results in time away from work, the need for medical treatment, and long recoveries, workers’ compensation can be a much needed source of income when workers need it most.

HURT-511 workers’ compensation attorneys are passionate about protecting the rights of injured workers throughout the state of New York. Over the years, we have helped numerous hard-working men and women effectively navigate the workers’ compensation claim process and secure the compensation they deserved. In addition to helping injured workers secure workers’ comp benefits, we also closely evaluate cases to determine if there are other avenues for pursuing compensation, especially in cases involving intentional acts or third parties. Although injured workers cannot sue their employers, in some cases, workers who have suffered harm as a result of intention conduct or third party negligence may have the option to file a lawsuit.

Intentional Torts – If your work injury occurred as a result of your employer intentionally causing you harm, you may have the right to recover compensation for your physical and emotional injuries by pursuing an intentional tort. These cases commonly involve assault and battery, fraud, intentional infliction of emotional distraction, defamation, invasion of privacy, and more.

Third Party Lawsuits – Some work injuries are caused by the negligent or wrongful acts of a party that is not your employer. When this is the case, you may be able to file a personal injury lawsuit against the at-fault third party to recover your damages. Third party claims may arise as a result of defective products that cause harm, toxic exposure, or as the result of contractors or other parties that are not your employer that committed acts of negligence that led to your accident and injuries.

No Workers’ Comp – Injured workers who are hurt on the job may also file a lawsuit against their employer when their employer does not carry workers’ compensation insurance. These lawsuits can allow victims to recover the compensation they need in civil court, rather than through the administrative workers’ comp system.

Understanding your rights and exploring all of your available options for compensation is critical following a work injury, which is why our Alexandria workers’ compensation lawyers work closely with clients to fully evaluate their situation, the circumstances of their accident, and the most appropriate steps for seeking the financial resources they need. In every case we handle, we seek to maximize compensation for our clients.

If you or someone you love has suffered an injury or occupational illness as a result of performing job related duties, you may have the right to pursue workers’ compensation benefits or additional lawsuits, depending on the individual facts involved. By taking swift and immediate action to consult with an experienced attorney from HURT-511 and our personal injury lawyers help injured workers recover the benefits to which they are entitled by law. For a free consultation with an experienced workers’ compensation lawyer, call us toll-free at 800-4878-511 or complete our online form. Our firm handles accident and injury claims throughout all five boroughs of New York.

HURT-511 operates in all boroughs of New York including all Bronx neighborhoods, namely: Bedford Park, Belmont, Fordham, Highbridge, Hunts Point, Jerome Park, Kingsbridge, Morris Park, Morrisania, Mott Haven, Parkchester, Riverdale, Spuyten Duyvil, Throgs Neck, University Heights and Woodlawn.