Benefits for Injured Drivers - HURT-511

Benefits for Injured Drivers

Getting injured at work can leave you with extensive medical bills and reduced ability to work. In New York, laws are in place to make sure you are able to pay these bills, recover lost wages, and obtain disability benefits if returning to work isn’t possible.

An accident with another vehicle can be catastrophic, not to mention stressful. Being involved in a wreck can affect your life in a split second. Consider medical bills, missing work, your damaged car – not to mention the physical injuries you may suffer. The chances of serious injury can increase with the presence of an 18-wheeler truck or big rig. The average sedan weighs between 3,500-4,000 pounds. The average 18-wheeler, on the other hand, weighs 80,000 pounds.  In a car vs. 18-wheeler crash, the smaller car normally bears the brunt of the impact.

Whether you are covered by workers’ compensation or not can depend on your employment status. Independent contractors may not be covered. If you are an owner/operator, you may have occupational insurance, which differs from workers’ compensation administered at the state level.

If you are covered by your employer’s policy, you can be covered for injuries that occur in the course and scope of employment. The most common example is a truck accident, which could be a single car accident or multi-vehicle pileup. You could also assert a claim if you get hurt after a slip and fall, either on the truck or someone else’s property.

Workers’ compensation laws generally cover three forms of damages – medical benefits, wage benefits, and disability benefits. Medical benefits cover treatment related to the accident, such as doctor bills, physical therapy, and prescriptions. In order for your medical treatment to be covered, it must be approved through workers’ compensation.

Wage benefits compensate the injured worker for a designated portion of his or her average weekly pay. For these benefits to be awarded, a doctor will take the employee off of work. Total disability benefits can be awarded if an injury becomes permanent. The way an injured truck driver can know whether the injury is permanent is if the authorized treating physician gives an anatomical impairment rating.

An accident with another vehicle can be catastrophic, not to mention stressful. Being involved in a wreck can affect your life in a split second. Consider medical bills, missing work, your damaged car – not to mention the physical injuries you may suffer. The chances of serious injury can increase with the presence of an 18-wheeler truck or big rig. The average sedan weighs between 3,500-4,000 pounds. The average 18-wheeler, on the other hand, weighs 80,000 pounds.  In a car vs. 18-wheeler crash, the smaller car normally bears the brunt of the impact.

At HURT-511, our personal injury lawyers help injured workers recover the benefits to which they are entitled by law. For a free consultation with an experienced workers’ compensation lawyer, call us toll-free at 800-4878-511 or complete our online form. Our firm handles accident and injury claims throughout all five boroughs of New York.

HURT-511 operates in all boroughs of New York including all Bronx neighborhoods, namely: Bedford Park, Belmont, Fordham, Highbridge, Hunts Point, Jerome Park, Kingsbridge, Morris Park, Morrisania, Mott Haven, Parkchester, Riverdale, Spuyten Duyvil, Throgs Neck, University Heights and Woodlawn.